CSBS: 20% of US community banks plan tokenized deposits within a year
- —20% of US community banks plan tokenized deposits within 12 months
- —17% plan to launch stablecoin offerings within a year
- —61.8% already use or pilot AI, with another 17.6% planning within two years
- —Over five years, only 23% and 21% see promise in tokenized deposits and stablecoins respectively
Why it matters: Bank interest in tokenized deposits and stablecoins is growing but lags AI adoption, setting the pace for institutional crypto uptake in the US.
Source: Ledger Insights