60% of US Community Banks Fear Stablecoin Deposit Outflows
- —60.2% of banks flagged deposit outflows from stablecoins as a high- or moderate-impact risk
- —Fewer than 1% of the 330 surveyed banks currently offer stablecoin services
- —16% plan stablecoin services and 17.5% tokenized deposits within a year
- —The GENIUS Act, signed in July 2025, is set to take effect in early 2027
Why it matters: Bank resistance could slow stablecoin integration into the traditional US financial system.
Source: Crypto Economy