Visa: Americans want stablecoins, but only with bank-level guarantees
- —Willingness to use stablecoins rises from 36% to 56% with bank guarantees and fraud protection
- —64% of respondents trust a payment method based on the company behind it, not the technology
- —Willingness rises from 36% to 45% when the stablecoin is offered through an existing financial provider
- —The GENIUS Act requires full backing with dollars or short-term US Treasuries and takes effect by January 18, 2027
Why it matters: Without bank-level guarantees, mass stablecoin adoption in the US remains limited despite the market reaching $310 billion.
Source: Newsbit