Regulation· ★★★· neutral·

Russia's Central Bank to Assess Borrowers by Official Income from 2027 in Digital Ruble Push

  • From mid-2027, Russian banks will assess borrowers by official income
  • Since September 1, 2026, salaries can be paid in digital rubles voluntarily
  • Digital ruble salaries flow through the Central Bank platform and count as legal income
  • Nabiullina called it the third of planned measures; banks see it as tightening
Why it matters: The move expands digital ruble adoption and could reshape lending practices in Russia by pushing income out of the shadow economy.
Source: BeInCrypto RU