Regulation· ★★★★· bullish·

UK banks complete first interbank transfers using tokenised deposits

  • Lloyds, NatWest and Barclays settled two mortgage transactions in tokenised deposits
  • HSBC and two lenders tested P2P trades with programmable deposits
  • Three digital bonds are planned for issue in Q1 2027
  • The Bank of England favours bank-issued tokens over private stablecoins
Why it matters: Banks are challenging stablecoins in settlement; the pilot's success will shape who builds the UK's tokenisation infrastructure.
Source: BeInCrypto KR