Macro· ★★★· neutral·

Siluanov: Digital Ruble Is Free for Citizens and Will Track Budget Spending

  • Siluanov says transactions are free for citizens, while businesses will pay 0.3% from 2027
  • 87,000 wallets opened and over 50,000 transactions made in the first 10 days
  • Wallet top-ups are capped at 300,000 rubles per month, participation is voluntary
  • Lawmaker Aksakov expects only up to 3% of bank account holders to use it by early 2027
Why it matters: The digital ruble's mass rollout could reshape payment flows and tighten state oversight of spending, though adoption remains limited so far.
Source: BeInCrypto RU