Regulation· ★★★· neutral·

Garlinghouse says Ripple changed after SEC case, now must prove real-world utility

  • —The SEC lawsuit against Ripple ran from December 2020 and formally ended in 2025
  • —Garlinghouse called the GENIUS Act a historic shift opening digital assets to financial institutions
  • —The CLARITY Act stalled in the Senate after Democrats blocked a procedural vote
  • —Ripple helped found the National Cryptocurrency Association to educate the public and lawmakers
Why it matters: The CEO's remarks signal Ripple is shifting from legal defense to product expansion and regulatory engagement, a tone that matters for XRP holders and the broader US crypto industry.
Source: Blockmedia