ERC-8004 Case Shows AI Agent Inflows Aren't Revenue
- —Of Bucks' $30.33 USDG: $15.93 owner funding, $5 loan proceeds, $6.37 from three swaps
- —Actual customer money was 3 USDG: a $2 job payment and a $1 x402 payment from the same address
- —Priors scored only 1 USDG because it counts x402 payments from the past 30 days
- —The draft standard would commit transfers to a Merkle root but cannot tell owner from customer
Why it matters: Without separating revenue from owner funding, AI agent credit scores overstate quality and misprice risk for onchain lenders.
Source: Coindoo