Macro· ★★· neutral·

VTB poll: 42% of Russians opened digital ruble wallets out of curiosity

  • —42% opened a CBDC wallet out of curiosity; 36% cited in-app setup
  • —35% of respondents have not made a single transaction
  • —Top operations: transfers 28%, state payments 24%, online purchases 23%
  • —54% would be motivated by cashback, 42% by more merchants, 38% by offline payments
Why it matters: Weak usage suggests limited organic demand for the digital ruble without incentives and offline payment support.
Source: Bits.media
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