Regulation· ★★★· neutral·

RBI Deputy Governor: AI and tokenization accelerate spread of financial risks

  • —Jain: an institution can outsource settlement but not accountability for the outcome
  • —Risks grow through the channels of speed, concentration and opacity
  • —Proportional regulation based on the outcomes of technology use was proposed
  • —UPI processed 2,365.8 crore transactions worth 29.88 lakh crore rupees in July 2026
Why it matters: A signal from a major central bank that regulation of tokenization and AI will tighten as their influence on the financial system grows.
Source: TokenPost
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