US Savings Rate Falls to 4.1%, Lowest Since 2022
- —US personal savings rate hit 4.1% in August 2026, lowest since November 2022
- —The rate fell 0.5 points in a month and 1.6 points since January 2025
- —Five-year average stands at 5.4%, the weakest in 14 years versus about 6% pre-pandemic
- —Bitcoin gained 42.71% in Q3 but trades 34% below its record near $126,000
Why it matters: Shrinking household buffers can curb demand for speculative assets like bitcoin, undercutting its case as an inflation hedge.
Source: BeInCrypto