Apollo economist warns AI agents could drain banks' cheap deposits

• —US checking accounts pay 0.1% and savings 0.4%, versus 3–5% at Revolut and Wealthfront
• —On a $10,000 balance that is $300–500 a year versus about $10 at a traditional bank
• —Around 69,000 agents are active via the x402 payment standard for AI agents
• —Mordor Intelligence pegs agentic finance at $7.78 billion in 2026, rising to $43.52 billion by 2031