
Nu Holdings launches US accounts with 3.50% APY on USDC
- —USDC deposits earn 3.50% APY, EURC 2.20% APY
- —Funds are held at FDIC-insured Lead Bank
- —Card offers 1.5% unlimited cashback with no annual fee
- —OCC granted conditional approval for NuBank National Bank in January 2026
Why it matters: A major fintech is entering the US market via stablecoin rails, intensifying competition for yield with traditional banks.
Source: TokenPost
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