Exchanges· ★★★· bullish·

Nu Holdings launches US accounts with 3.50% APY on USDC

  • USDC deposits earn 3.50% APY, EURC 2.20% APY
  • Funds are held at FDIC-insured Lead Bank
  • Card offers 1.5% unlimited cashback with no annual fee
  • OCC granted conditional approval for NuBank National Bank in January 2026
Why it matters: A major fintech is entering the US market via stablecoin rails, intensifying competition for yield with traditional banks.
Source: TokenPost