DeFi· ★★★· neutral·

GenLayer warns x402 AI agent payments have no way to dispute a charge

  • —x402 launched in May 2025 and processed roughly 75 million transactions in July 2026 alone
  • —Cumulative transactions have topped 130 million, mostly sub-cent micropayments
  • —Settlement in USDC is final, so a bad purchase cannot be reversed
  • —GenLayer's Internet Court rules on disputes from $0.30; its network now runs on Arbitrum
Why it matters: The missing dispute layer caps how large AI agent payments can get, and major card networks joining x402's governance raises the stakes.
Source: Crypto Briefing