DeFi· ★★★· neutral·

Aave cuts USDT optimal usage ratio, lifting borrow rate to 4.19%

  • —USDT borrow rate on Aave V3 Core rises from 4.10% to 4.19% a year
  • —Withdrawal buffer at the optimal point grows from $173.5M to $231.4M
  • —USDe supply cap cut from 400M to 300M, LINK from 11.4M to 9M tokens
  • —Aave V3.8 adds a reentrancy lock built on EIP-1153 transient storage
Why it matters: The change affects lender yields and borrowing costs in the largest DeFi lending protocol while tightening liquidity risk controls.
Source: CryptoTicker