DeFi· ★★★· neutral·

XRP Ledger Adds Second Lending Amendment Ahead of Launch

  • —LendingProtocolV1_2 sits above V1_1 and the original LendingProtocol amendment
  • —A loan becomes active only after a separate LoanAccept transaction
  • —Code adds gated loan-broker domain behavior and fixed-precision vault accounting
  • —The original LendingProtocol shipped in rippled 3.1.0 in January 2026
Why it matters: The amendment tightens loan mechanics before launch, though no activation timeline has been disclosed.
Source: Crypto Daily