
XRP Ledger Adds Second Lending Amendment Ahead of Launch
- —LendingProtocolV1_2 sits above V1_1 and the original LendingProtocol amendment
- —A loan becomes active only after a separate LoanAccept transaction
- —Code adds gated loan-broker domain behavior and fixed-precision vault accounting
- —The original LendingProtocol shipped in rippled 3.1.0 in January 2026
Why it matters: The amendment tightens loan mechanics before launch, though no activation timeline has been disclosed.
Source: Crypto Daily