
XRPL Commons says RWA tokenization and onchain lending could lift XRP demand
- —XLS-66 proposes fixed-term unsecured loans funded from a single-asset vault
- —Credit scoring and risk management are handled offchain
- —LendingProtocol and SingleAssetVault are not yet activated in the XRPL amendment status
- —Torteman gave no data on how much XRP these features generate
Why it matters: The demand case for XRP remains a forecast: with the lending protocol still inactive, there is no usage data to measure it against.
Source: TokenPost