DeFi· ★★· neutral·

XRPL Commons says RWA tokenization and onchain lending could lift XRP demand

  • —XLS-66 proposes fixed-term unsecured loans funded from a single-asset vault
  • —Credit scoring and risk management are handled offchain
  • —LendingProtocol and SingleAssetVault are not yet activated in the XRPL amendment status
  • —Torteman gave no data on how much XRP these features generate
Why it matters: The demand case for XRP remains a forecast: with the lending protocol still inactive, there is no usage data to measure it against.
Source: TokenPost