DeFi· ★★★· bullish·

HSBC and Ant Digital Test AI-Agent Micropayments Using Tokenized Deposits

  • —An AI agent independently identified a service, negotiated access and paid without human intervention
  • —Settlement used HSBC tokenized deposits and Ant Digital's Anvita Flow network on Jovay Testnet
  • —Micropayments in the test were typically below the $2 per-transaction threshold
  • —HSBC provided instant settlement and automated real-time risk controls
Why it matters: The test shows how tokenized bank deposits could serve payments by autonomous AI agents, paving the way for programmable machine-to-machine settlement.
Source: Bit2Me News