DeFi· ★★★· neutral·

XRP Lending Debate Heats Up Before Native Tools Launch

  • —XRP Ledger validators are still voting on XLS-66, the native lending proposal
  • —Flare plans to deploy lending logic via Protocol Managed Wallets and Confidential Compute
  • —Flare's approach would let holders lend from native XRPL wallets without cross-chain bridges
  • —Schwartz says nobody has built anything with the feature yet, leaving room for early developers
Why it matters: The race for the XRP lending market is already underway before native tools launch, and the first working product could capture significant ecosystem liquidity.
Source: Coinpedia