Revolut valued at $115B, becomes Europe's most valuable startup
- —Revolut's $115B valuation exceeds the market caps of Barclays and Societe Generale
- —Customer base of 80 million approaches JPMorgan's 84 million and tops HSBC's 41 million
- —Pre-tax profit of £1.7 billion in 2025 versus Barclays' £9 billion
- —Loan book of just £2.2 billion, with a 6% loan-to-deposit ratio
Why it matters: The soaring valuation of a crypto-friendly neobank signals the maturing of crypto-oriented fintech models in Europe and intensifying competition with traditional banks.
Source: ChainCatcher 链捕手