Ripple Says XRPL Needs Protocol-Level Privacy for Institutional Adoption
- —RippleX named privacy a key requirement for XRPL growth at XRP Seoul 2026
- —Confidential Transfers hide MPT amounts and balances via EC-ElGamal and ZK proofs
- —Validators verify transactions without seeing amounts; designated auditors can decrypt
- —XRPL 3.3.0 introduced ConfidentialTransfer for amendment voting
Why it matters: Selective confidentiality could open XRPL to bank and institutional DeFi use cases, but the amendment still needs validator approval.
Source: Coinpaper