Taiwan's Yuanta Bank to count exchange crypto balances in loan reviews
- —Only BTC, ETH and USDT on MaiCoin and MAX are eligible
- —Loan limit up to NT$1.5 million with a one-year revolving term
- —Interest rate 3.45–15%, origination fee NT$1,688
- —Crypto is not pledged, so there is no on-chain liquidation as in Aave V3
Why it matters: A Taiwanese bank is counting exchange-held crypto in credit scoring for the first time, widening fiat borrowing access for digital-asset holders.
Source: TokenPost